Dear _____ (name):



Thank you for your recent request to open a charge account. We have checked
you references and am pleased to let you know that each has recommended you
very highly. Therefore, an account has been opened for you. We are confident that
you will use this account soon and often. You also have available to you the convenience
of ordering by telephone.

We send out statements at the end of each month and expect payment sometime during
the following month. As a credit customer, you will be receiving advance notice of
special sales and other interest features.

We look forward to having a mutually satisfying relationship.



Yours truly,



(name)