Dear ____ (name):

This letter is to inform you that the check number _____ (number)
dated _______, l9___ (date) drawn to me in the amount of _____ (amount)
has been returned from the bank with the notation "No Funds."

We all make mistakes when it comes to bank accounts. And since this
is Christmas season, I am sure that this mistake was just an oversight.

I am sure, though, that you understand that I would like to have this situation
rectified at once. Therefore, please send me immediately a certified check
for ______ (amount) plus _____ (amount) for bank charge (statement enclosed)
for which I was required to pay.

Your promptness will enable me to readjust your account with the bank and
return your original check.

Yours truly,